Privacy Policy

ADFG LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

• Submit a funding inquiry or application
• Request information about our services
• Communicate with us via email or contact forms
• Subscribe to updates or marketing communications

This information may include:

• Name and contact information (email address, mailing address, phone number)
• Business information (business name, industry, revenue, funding needs)
• Financial information (bank statements, tax returns, credit reports)
• Identification documents (driver's license, EIN, business licenses)

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and browser type
• Pages viewed and time spent on our site
• Referring website or search terms
• Operating system and device information

2. How We Use Your Information

We use the information we collect for the following purposes:

• Processing Applications: To evaluate your funding request, verify information, and make lending decisions
• Providing Services: To deliver financial products, manage accounts, and process transactions
• Communication: To respond to inquiries, provide customer support, and send service-related notifications
• Compliance: To comply with legal obligations, regulatory requirements, and industry standards
• Improvement: To analyze website usage, improve our services, and develop new products
• Marketing: To send promotional materials, offers, and updates about our services (with your consent)

3. SMS & Text Message Communications

Opt-In and Consent

By providing your mobile phone number and expressly consenting to receive SMS/MMS messages from ADFG LLC, you agree to receive recurring marketing and promotional text messages, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency

Message frequency varies. You may receive up to 4 messages per month. Actual frequency depends on your interactions with us and the nature of your account or inquiry.

Costs and Charges

Message and data rates may apply. Standard text messaging rates from your mobile carrier will apply to all SMS messages sent and received. Please contact your mobile carrier for pricing details.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. You will receive a confirmation message confirming your opt-out. After opting out, you will no longer receive SMS messages from ADFG LLC unless you re-subscribe.

Help and Support

If you need assistance or have questions about our SMS program, reply HELP to any message or contact us at faraj@a-dfg.com.

Consent is Not a Condition

Consent is NOT a condition of purchase or service. You are not required to consent to receive marketing SMS messages to apply for or receive business funding from ADFG LLC.

Data Privacy and Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. We safeguard your mobile number and opt-in status in accordance with this Privacy Policy.

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, including:

• Credit bureaus and financial verification services
• Payment processors and banking partners
• Technology and hosting providers
• Legal and accounting professionals

Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request, or to:

• Comply with subpoenas, court orders, or legal obligations
• Protect our rights, property, or safety
• Prevent fraud or illegal activity
• Enforce our Terms & Conditions

Business Transfers

If ADFG LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure servers and firewalls
• Regular security audits and vulnerability assessments
• Access controls and employee training

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request a copy of your data in a structured, machine-readable format

To exercise these rights, please contact us at faraj@a-dfg.com.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Deliver targeted advertising
• Improve website functionality

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are intended for businesses and individuals age 18 and older. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: